Time Well Spent

Book Appointment


Our philosophy is to help you make smart choices with your finances so you can spend your time focusing on the things far more important to you and your family. We provide a personalised and purposeful service in which our clients place a great deal of trust – a responsibility we take extremely seriously. We provide you with holistic and comprehensive advice by giving you access to experienced professionals who work together with your best interests underpinning everything we do.

“We have found our ‘why’, now let’s help you find yours.”

Growing your wealth and protecting your assets are two of the most important personal and/or business strategies you have, whether in times of plenty or times more uncertain. This means always acting ethically and with integrity when delivering the broad range of integrated services tailored towards each client’s unique needs. The moment a business idea sparks in your mind, or when you have the realisation that you would like your finances to keep pace with your life, we at Chronos Private want to partake in your journey standing by your side as your trusted advisors. We have found our ‘why’, now let’s help you find yours.


When you become part of the Chronos Private community you can expect that we will take every step possible to ensure we know you, understand you, help you achieve your objectives and simplify your life. This means we will be accountable for the following.

Finding the time to spend on yourself is important as you work hard and deserve it, but in this demanding world it’s not always possible. That’s why at Chronos Private we are committed to ensuring whatever time you spend with us, and hence on yourself, will be time well spent.


John Loizou

Partner | Business Advisory

“The financial wellbeing of any individual or business is fundamental to achieving their personal and professional aspirations. A true advisor should not only provide guidance to their clients, but should also be establishing strong rapport to ensure mutual success over a long relationship.”

John has a depth of experience and technical knowledge, particularly in providing general business, financial and taxation advice to his clients. He services a diverse range of clients in various industries, specialising in investment strategies for privately held business structures. This includes the adherence to all compliance requirements such as tax returns, financial statements and Business Activity Statements.

John is passionate about not only helping business owners achieve their potential, but is also motivated to educate clients about how best to reach their financial goals. By utilising his considerable nous to provide strategic and personalised advice, he ensures that each of his clients’ decisions are calculated and purposeful.

His unique approach takes advantage of modern technologies to simplify the communication process, allowing for more time with his clients. This method enables John to forge strong, lasting relationships with his clients, and in turn, their businesses.

Chris Giaouris

Partner | Principal Advisor

“I believe financial planning is not solely about investments or strategies, but more importantly, it is about helping people make smart choices with their money so they can focus on things more important than money.”

I have been providing wealth management and holistic financial advice to like-minded clients since 2008. This was initially with a boutique firm called Heraud Harrison who were one of the founding firms that later merged to create the Shadforth Financial Group (SFG). I was fortunate enough to create a number of fantastic relationships with clients and colleagues alike, many of those still being in my life today. But in 2016 I decided to leave SFG to build my own boutique practise which would be (and still is) focussed on a client centric and evidence-based approach.

I co-founded Chronos as I wanted to create a fun and vibrant environment for our staff and clients alike. Sadly, for many Australians, planning for their future is something that either finds its way into the “too hard basket” or gets neglected as everybody is so time poor. My goal is to help clients find their ideal lives, whatever that may look like, whilst at the same time simplifying those things that the world loves to overcomplicate for us. Clearly that involves providing clients with advice but not to be forgotten is also providing clients with education – this is equally important in my view.

I hold a Bachelor of Commerce from Deakin University, am a Certified Financial Planner (CFP®) and member of the Financial Planning Association of Australia. CFP® is an internationally recognised mark and is currently the pre-eminent representation of professional Financial Advisors around the world. I am also a proud member and accredited advisor with the ‘RIAA’ or ‘Responsible Investment Association of Australasia’.

As we all know though, life isn’t just about money! I’m a passionate fan of most sports and love to live an active lifestyle, be that in the gym, on the golf course or futsal pitch. I’m also lucky enough to hear so many amazing travel stories from my clients so as you’d expect the travel bug is regularly spreading through my household. I’m always looking to plan that next adventure!

Christopher Giaouris is an authorised representative of Fitzpatricks Private Wealth. Fitzpatricks Private Wealth Pty Ltd (ABN 33 093 667 595) is a holder of an Australian Financial Services Licence (AFSL No. 247 429).


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Suite 2, Level 5,
459 Little Collins Street
Melbourne VIC 3000
PO Box 16165
Collins Street West
VIC 8007
(03) 8456 3565
“John has been instrumental in the success of our small business. He has been an invaluable advisor on everything from tax to business structure, investing and expansion. He is knowledgeable, effective and reliable and I would highly recommend John, or any of his team, as a top notch accountant, particularly from a small business perspective.”
Michael & Brigid
“The ultimate professional and all round good bloke. Without hesitation, I can recommend John for his genuine, honest and humble approach. More importantly as a terrific accountant!”
“Chris is easy to relate to and understands our situation and has come up with an effective plan for the future. We have only had positive experiences with Chris and highly recommend him.”
Nat & Jenna
“Chris prepared a detailed, straightforward retirement portfolio beyond our expectations. Now off on new adventures with zest and peace of mind. We are grateful to have met such a genuine, young man who has our best interests at heart.”
Liz & Rob
“John has provided us with a lot invaluable information and guidance over the years. His professionalism and enthusiasm are one of the many great attributes that makes him an excellent accountant. We will be working with him for years to come!”
Mladen & Okan
“Chris was recommended to us and we have since found that his knowledge and expertise becomes obvious as the advice he provides is detailed and straightforward. We feel very comfortable with the high quality service and advice provided by Chris and would highly recommend him to others.”
June & Ross